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Examination Resources, LLC, a woman-owned small business (WOSB), is owned and managed by its founding member, Rebecca Belanger.

The Executive Leadership Team  together with a team of first-rate professionals, manage 160+ highly technical and specialized staff members attentive to innovation, quality services and client satisfaction. Click on a Division to learn about the services and vast expertise we provide to regulators.

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Executive Leadership

Rebecca J. Belanger, CFE, MCM, AIRC, AIEManaging Member

Rebecca has been working in the field of insurance regulation for the past 30+ years. Her…

Fatameh AadelvandExecutive Director

Fatameh has over 20 years of experience as an accounting and corporate manager. Prior to joining…

Scott Garduno, FSA, MAAAManaging Director

Scott has worked in the actuarial field for over 20 years, including 17 years with Taylor-Walker…

Rachelle Gowins, CFE, MCMManaging Director

Rachelle has been in the field of insurance regulation for 20+ years and started her career…

Don Roof, MCMManaging Director

Don has been in the field of insurance regulation for 30+ years. Prior to joining ER…

Christine Thomas, MCMManaging Director

Christine is currently leading Examination Resources health, market conduct and information technology practice areas. Christine comes…

Scott Garduno, FSA, MAAAManaging Director

Scott has worked in the actuarial field for over 20 years, including 17 years with Taylor-Walker…

Kirk Braunius, ASA MAAASenior Consulting Actuary

Kirk has worked in the actuarial field for over 30 years. He has extensive experience assisting…

Solomon L. Frazier, FSA, FCAS, MAAASenior Consulting Actuary

Solomon worked for Taylor-Walker Consulting, LLC (TWC) for his entire 14-year actuarial career, prior to TWC’s…

Brent M. Sallay, FCAS, MAAASenior Consulting Actuary

Brent worked for more than 20 years for Taylor-Walker Consulting, LLC prior to its acquisition by…

Mark Ossi, CPA, CFE, AMCM, CFE (Fraud)Director

Prior to joining ER in 2019, Mark was the Division Director of Insurance & Financial Oversight…

Rachelle Gowins, CFE, MCMManaging Director

Rachelle has been in the field of insurance regulation for 20+ years and started her career…

Natalie Howe, CFE, CFE (Fraud), ACIDirector

Natalie has 17+ years in the insurance industry, including over 11 years of experience working in…

Jean Adams-Harris, CFE, CPA, CISA, MCMSenior Manager

Jean’s career has been focused on the field of insurance regulation for the past 20+ years.…

Christine Thomas, MCMManaging Director

Christine is currently leading Examination Resources health, market conduct and information technology practice areas. Christine comes…

Katie Dzurec, JD, LLM, MCMDirector

Katie Dzurec is a Director in Examination Resources, LLC’s Health Consulting Services Division. As a past…

Mitchell Ristine, JD, CIE, FAHM, MCMDirector and In-House Counsel

Mitchell began his regulatory career in 2014 working with the Minnesota Department of Commerce as a…

Caroline Bergh, CIE, FAHM, MCMSenior Manager

Caroline began her career in insurance regulation and compliance at Examination Resources performing market conduct exams…

Chris Cagle, JD, CIE, MCMSenior Manager

Chris currently serves as the Senior Manager of the Market Conduct Examinations team for ER’s health…

Melinda Domzalski-Hansen, MCM, AIE, PAHMSenior Manager

Melinda Domzalski-Hansen has worked in the insurance industry for 20 years. For the first half of…

Rebecca Palasek, CIE, FAHM, FHIAS, HCP, MCM, MHPManager

Rebecca is the Manager of the QPA Audits team for ER’s health consulting division. In this…

Tiffany Caverhill, CIE, HCP, MCMSupervisor

Previous to joining ER in 2021, Tiffany worked for the Office of the Montana State Auditor,…

Jennifer Fuller, MCM, CIESupervisor

Ms. Fuller has over 20 years of experience in the financial services industry. The first 10…

Monica RutkowskiSupervisor

Ms. Rutkowski has over 30 years of insurance and policy experience serving in numerous capacities with…

Stephanie Alfonso, CIE, FAHM, MCMAssistant Supervisor

Stephanie Alfonso has over 18 years of experience in the insurance industry, including more than 8…

Lisa Uku, MSM, CIE, MCM, FAHMAssistant Supervisor

Ms. Uku has over 10 years of experience in various roles within healthcare, military, and educational…

Steven Sigler, CFE, AES, AMCM, CISADirector

Steven Sigler has 20+ years of employment experience in Insurance; 7 years involving IT support, IT…

James Gowins, CISA, AES, AFE, MCMAssistant Director

James started his regulatory career with the Texas Department of Insurance in 2010. In 2013, James…

Bryan Fuller, CPCU, ARe, AIE, MCMDirector

Bryan Fuller has 25+ years of experience working in the reinsurance and insurance regulatory consulting industries…

Craig L. Leonard, CPCU, CCP, CIE, FLMI, ARC, AIAF, ARMDirector

Craig has 30+ years in the insurance industry including 23 years as a state regulator, NAIC…

Kelly Wylie, MCM, CPCU, ARM, SCLA, AIC-MManager

Kelly has 30+ years in the Property and Casualty insurance industry which includes agency, underwriting and…

Scott RhodesSupervisor

Scott began his insurance career as a college intern at the Missouri Department of Insurance as…

Craig Moore, CFE, CPBS, CPADirector

Craig has 30 years of experience in providing audit and insurance consulting services to state and…

Whitney Ederer, JD, MPH, CIE, FAHM, MCMManager

Whitney has over seven years of regulatory compliance experience in serving both industry and state/federal regulators.…

Don Roof, MCMManaging Director

Don has been in the field of insurance regulation for 30+ years. Prior to joining ER…

Krissy AlexanderExecutive Administrative Assistant

Krissy joined ER as Executive Administrative Assistant providing comprehensive support to the Receivership Division’s leadership team.…

Harry (Trey) L. Sivley III, Esq.Special Deputy Receiver

Trey has been in the field of insurance regulation for 20+ years. Prior to joining ER…

Leo GarrityEstate Manager

Leo has been in the field of providing management consulting, business advisory, and transaction advisory services…

Garland ScottEstate Manager

Garland’s experience in the health insurance and health care industry spans 33 years. Before joining ER,…

Justin Durrance, CIE, FLMI, AMCMSenior Manager

Justin Durrance has 25+ years of experience in the field of insurance regulation. From 1995 to…

Doug Hartz, CIR-ML, JD, MBAEstate Manager

Doug has been working in the field of insurance regulation for more than 36 years. Prior…

Susan Heath, CPA, AFESenior Manager

Susan Heath has over 20 years’ experience in the accounting field in both the private and…

Chris DiBonaManager

Chris DiBona has over 25 years’ experience in the accounting field in both the private and…

Bradley R. Hazelwood, CPA, CFE, MCMDirector

Bradley R. Hazelwood has previous experience as an audit and tax accountant and has been in…

Tim Kelley, JD, CIE, MCM, AIRCSenior Manager

Tim Kelley has 15+ years’ experience in the insurance industry with extensive experience in insurance regulatory…

Steve Szypula, CPCU, AIE, ARE, CGFM, CPMManager

Steve has been in the field of insurance regulation for 32+ years and started his career…

Miryam Ramirez, AIE, MCMSupervisor

Miryam Ramirez has 10+ years’ experience in the insurance industry with extensive experience in insurance regulatory…

Corporate

Fatameh AadelvandExecutive Director

Fatameh has over 20 years of experience as an accounting and corporate manager. Prior to joining…

Joey Maggio, CPAAccounting Manager

Joey has over 9 years’ experience working in the corporate accounting field. Joey moved to Georgia…

Deb Harden, MCMExecutive Administrator

Deborah has been in the insurance industry for over 30 years.  Prior to joining ER, she…

Ashley Ogilvie, SHRM-SCPHR Business Partner

Ashley has over 6 years of experience in Human Resources and is a SHRM Senior Certified…

Erika SamuelianProject Management Specialist

Erika has over 12 years of experience in the regulatory insurance consulting industry. Prior to joining…

Gail LangleyIT Systems & Reporting Administrator

Gail has 8+ years of experience in accounting and office management. Prior to joining ER, she…

ER takes pride in developing a team of professionals that are exceptional in their contribution to our firm and have the necessary background and experience in the field of regulatory services.

We staff our firm with a combination of employees and contractors, which has allowed for us to maintain flexibility to handle targeted examinations with minimal notice.

Our staff is constantly building and evolving into a dynamic group of professionals as we continue to grow our firm. Our staff holds a number of prestigious certifications as listed below:

CFE = Certified Financial Examiner
CIE = Certified Insurance Examiner
CPA = Certified Public Accountant
FLMI = Fellow, Life Management Institute
CPCU = Chartered Property & Casualty Underwriter
AIRC = Associate Insurance Regulatory Compliance
ARe = Associate of Reinsurance
ARM = Associate of Risk Management
CPCLA = Casualty Property Claim Law Associate
FLHC = Fellow, Life and Health Claims

FAHM = Fellow, Academy for Healthcare Management
CISA = Certified Information Systems Auditor
MCM = Market Conduct Management
CICA = Certified Internal Controls Auditor
CPM = Certified Public Manager
FSA = Fellow, Society of Actuaries
ASA = Associate, Society of Actuaries
FCAS = Fellow, Casualty Actuarial Society
ACAS = Associate, Casualty Actuarial Society
AES = Automated Examination Specialist