Financial Analysis Services

Contact Us

The Financial Analysis Division assists state insurance departments with analysis of insurer’s routine filings including, but not limited to:

  • Annual & Quarterly Financial Statements,
  • Actuarial Opinions,
  • Management Discussion & Analysis,
  • CPA Audited Financial Statements,
  • Holding Company filings including Corporate Governance Annual Disclosure,
  •  Own Risk and Solvency Assessment (ORSA) and Forms B, C and F submissions.

We use the National Association of Insurance Commissioners (NAIC) risk-focused analysis process and Insurer and Group Profile Summaries framework to develop and maintain the insurer’s supervisory plan. Additionally, our team can assist in reviews of UCAA applications, Form A/Form A exemptions, Form Ds, and other insurer filings. 

The financial analysis staff are predominantly former insurance regulators and have extensive knowledge and experience with all aspects of the insurance industry and a thorough understanding of the operations of a department of insurance. Our financial analysis team are very familiar with all parts of the NAIC’s risk-focused surveillance framework and accreditation program. We can provide actuarial, investment, information technology and reinsurance specialists, if needed. Additionally, our team can provide training and/or peer review services to assist an insurance department’s staff development.

Division Leadership

Mark Ossi, CPA, CFE, AMCM, CFE (Fraud)Director

Prior to joining ER in 2019, Mark was the Division Director of Insurance & Financial Oversight…