Actuarial Services

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The Actuarial Services Division is dedicated to providing a wide array of regulatory services for state insurance departments including, but not limited to:

  • Conducting the actuarial portions of full-scope, coordinated, and limited risk-focused financial examinations, representing both lead and participating states.
  • Performing actuarial reviews in coordination with financial analysis work.
  • Assisting in market conduct examinations.
  • Evaluating the actuarial portions of rate filings, and of tier and rate statistical models.
  • Reviewing the actuarial aspects of:
    • Form A and Form D filings;
    • reinsurance and surplus-relief contracts, including risk transfer;
    • captive insurance applications, and participating in financial examinations of captives;
    • multiple employer welfare arrangement applications;
    • feasibility studies; 
    • ORSA agreements.
  • Providing actuarial services on rehabilitations, conservations, and liquidations.

Our consulting actuaries are able to cover all major lines of insurance including life and annuity, accident and health, disability, property and casualty, and title.  Our actuaries collectively hold multiple credentials including FCAS, FSA, ACAS, ASA, and MAAA.

Division Leadership

Scott Garduno, FSA, MAAAManaging Director

Scott has worked in the actuarial field for over 20 years, including 17 years with Taylor-Walker…

Kirk Braunius, ASA MAAASenior Consulting Actuary

Kirk has worked in the actuarial field for over 30 years. He has extensive experience assisting…

Solomon L. Frazier, FSA, FCAS, MAAASenior Consulting Actuary

Solomon worked for Taylor-Walker Consulting, LLC (TWC) for his entire 14-year actuarial career, prior to TWC’s…

Brent M. Sallay, FCAS, MAAASenior Consulting Actuary

Brent worked for more than 20 years for Taylor-Walker Consulting, LLC prior to its acquisition by…